Travis County Debt Defense Lawyer

Every day, millions of people find themselves struggling with debt. Unexpected medical bills, change of income, marriage, divorce, childbirth, disability – these are all situations that change your financial stability. For many of us, that means relying on credit cards and payment plans to make ends meet.

Unfortunately, despite our best efforts, many of us experience the stress of debt collectors attempting to collect debts that we simply cannot pay. Sometimes a suitable arrangement can be negotiated, but too often, consumers are sued and face serious consequences if they cannot pay.

Debt Defense Cases We Handle

If you are angry, scared, or overwhelmed by debt collection efforts, Daic Law wants to help. Our Travis County debt defense lawyer knows the tactics that debt collectors use, and just how often their practices violate consumer rights. We won’t back down and allow debt to ruin your life or livelihood.

At Daic Law, we help individuals, families, and small business owners understand their rights and debt defense options related to:

• Credit Card Lawsuits
• Debt Collection Lawsuits
• Medical Debt
• Student Loan Debt
• Unfair Debt Collection
• Unfair Credit Reporting
• Robocall Lawsuits
• Judgment Defense
• Insurance Subrogation

Our goal is to protect your rights and find the best possible way to resolve your debt or reach a suitable agreement for repayment. It’s easy to lose hope – but with Daic Law on your side, you can rest with peace of mind knowing a fierce team is fighting for you.

You Have Debt Defense Options

Most people are not aware that they can defend themselves against debt collection efforts and debt collection lawsuits. Of course, being sued is an anxiety-inducing event, but it doesn’t mean defeat. There are multiple options to protect yourself and your financial future. Some of the debt defense strategies that Daic Law may consider for your case include:

• Investigating whether you actually owe the debt
• Investigating to determine if the creditor made errors or omissions in paperwork
• Identifying payment arrangements
• Verifying the validity of credit agreements
• Establishing whether the creditor properly applied all payments, credits, or offsets to your account
• Establishing if the creditor provided proper notice and service of a lawsuit

These are just some of the possible debt defense options we can consider for your case. Other options may be available depending on the type of debt and other factors unique to your situation.

Is Bankruptcy Right for Me?

Bankruptcy is an option for debt consolidation or discharge that is effective for many people. The best way to determine if bankruptcy is right for you is to speak with a bankruptcy lawyer at Daic Law. First, we must review your situation and see if you qualify for bankruptcy under the “means test” and other factors.

If, after a careful review, it seems like bankruptcy may be the best option for debt relief, we can help. Our team regularly handles consumer bankruptcy, including Chapter 7 and Chapter 13. We can help you explore your options, and can work with you throughout the bankruptcy process.

Free Consultation with a Travis County Debt Defense Lawyer

If you are struggling with the weight of debt and debt collection efforts, you are not alone. And you don’t have to fight for your rights and wellbeing alone. At Daic Law, we are on your side. Whether you need help stopping abusive debt collectors, have been sued, have a judgment against you, or want to discuss bankruptcy – our debt defense lawyer can help.

To learn more about our services, call 877-893-6040 or complete our contact form. We offer a free consultation to every potential client.