How You Can Help the Victims of Hurricane Harvey

Hurricane Harvey swept through coastal Texas leaving billions of dollars of destruction in its wake. Tens of thousands of people were forced to leave their homes for the safety of shelters, and now, in the aftermath of the storm, these families are left to pick up the pieces and look toward the future – a… Read More

Federal Flood Insurance Rules not Enforced: Victims Pay the Price

There are several areas of Texas classified as “high-risk”, meaning that the chances for wind or flood damage are greater. In such areas, homeowners with government-backed mortgages are required to maintain specialized insurance on their properties to cover such damage. Unfortunately, the heels of Hurricane Harvey reveal that federal flood insurance rules are not enforced,… Read More

3 Steps to Filing a FEMA Flood Claim

Filing an insurance claim is complicated enough in the most basic of circumstances. When it comes to natural disasters and flooding, the insurance claims process can be an overwhelming mingling of laws, regulations, paperwork, and waiting. In the wake of Hurricane Harvey, the Federal Emergency Management Agency (FEMA) is highlighting 3 steps to filing a… Read More

3 Tips for Driving During Hurricane Season

When tropical storms or hurricanes loom in the Gulf of Mexico, roadways across coastal Texas become congested and more dangerous than ever. With potential for high winds, heavy rain, flooding, and tornadoes, residents are urged to stock up on supplies, refuel their vehicles, fortify their properties, or evacuate. Add to these actions rapidly changing weather… Read More

Hurricane Harvey Highlights Important Insurance Program Deficits

Hurricane Harvey resulted in Tropical Storm and Hurricane warnings along the Texas coast with meteorologists promising substantial rainfall and flooding. Devastating flooding and storm surge has many homeowners reviewing their insurance policies and taking action to protect their property. Unfortunately, Hurricane Harvey also highlights important insurance program deficits and complexities that often complicate claims. Let’s… Read More

5 Insurance Tips for Homeowners During Hurricane Season

Hurricane Rita (2005) and Hurricane Ike (2008) were two of the costliest hurricanes in U.S. history. Both hurricanes made landfall in Texas resulting in almost $11 billion in property damage or losses in Texas. For the more than nine million homeowners living in coastal areas of Texas, insuring your property against natural disasters can offer… Read More

What You Need to Know about Texas’ Hailstorm Bill

As a homeowner, you look to insurance as a means of protecting your property, and finances, should disaster strike. You also want to stay abreast of changes in insurance laws, policies, or premium amounts, all of which could affect your coverage and how much you pay. At Daic Law, we aim to provide our readers… Read More