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1302 Waugh Drive, Suite 908, Houston, Texas 77019
+1 877-893-1651

Bexar County Debt Defense Lawyer

Bexar County Debt Defense Lawyer

Daic Law Helps Clients with debt defense and defense of debt collection lawsuits. We serve clients in Bexar County and Across Texas.

The team at Daic Law defense individuals who are facing overwhelming debt and want to learn more about debt defense options. Our Bexar County debt defense lawyer can also help fight a debt collection lawsuit or judgment.

Bexar County Debt Defense Lawyer

Creditors, debt collectors, credit card companies, and debt buyers all have one goal in mind – to collect money from you. Sometimes, these entities will use abusive or harassing practices to attempt to contact you or collect from you. And there are also times when they may attempt to collect by filing a debt collection lawsuit against you.

Any of these situations are stressful and damaging. But you have legal rights and there may be options to relieve your financial burden. At Daic Law, our Bexar County debt defense lawyer works with clients throughout Texas who are facing debt-related troubles.

If you are receiving harassing phone calls, “final notice” bills, late payment notifications, or have received a lawsuit summons, don’t wait to get the legal help you need. Contact Daic Law to find out how we can help you relieve your debt.

Debt Defense Services We Offer

Every day, thousands of people fall behind on their payments. Medical bills, credit cards, auto loans, student loans – these are just some of the common types of debt that Texan’s struggle with. First, you should know that there’s nothing to be ashamed of. Sometimes unexpected events happen that challenge our financial security.

Next, you should know that you are not alone. You have legal rights as a consumer, and you deserve the opportunity to find solutions that work for your case. That’s why Daic Law is dedicated to providing simple solutions that individuals and families can understand and make use of. Our debt defense services include:

Credit Card Lawsuits

If you have received a credit card lawsuit summons, we can help you protect your rights and fight back. Our goal is to secure the most favorable outcome possible. We know the tactics that credit card companies use, and we know how to protect your rights when it comes to credit card debt.

Debt Collection Lawsuits

Debt collection agencies or debt buyers may file a lawsuit against you in an attempt to collect money. Sometimes these lawsuits are filed inappropriately. Lawsuits are also sometimes filed against people who don’t actually owe the debt. In either case, we will investigate the lawsuit claims and make sure you have the best options to resolve the case.

Debt Negotiation

If you have fallen behind on your payments and creditors are adding on fees and interest, you may quickly become overwhelmed. We can help you negotiate with creditors or debt collectors to reduce the total debt amount, lower your interest rate, or secure a more affordable payment agreement.

Judgment Defense

If a lawsuit has been filed against you and you didn’t receive notice or didn’t respond, the court may have issued a default judgment against you. It is important to resolve a judgment as quickly as possible. A judgment could result in your bank account being garnished, or a lien being placed on your home. Daic Law can defend you and help secure a suitable resolution.


If you are struggling with debt and need options for consolidation or relief, bankruptcy may be a good choice. At Daic Law, we can help you explore your bankruptcy options, including Chapter 7 and Chapter 13.

How our Bexar County Debt Defense Lawyer Can Help

If you need help resolving debt or a debt-related lawsuit, Daic Law can help. We know that every client and circumstance is different, and that’s why we are so passionate about providing real, useful solutions that work for each individual client.

Some of the ways that our Bexar County debt defense lawyer can help you include:

  • Helping you understand your legal rights as a consumer
  • Helping you understand the legal obligations of creditors and debt collectors
  • Exploring all possible options for debt defense
  • Helping you respond to a debt defense lawsuit
  • Negotiating with creditors or debt collectors on your behalf
  • Appearing in court on your behalf
  • Preparing you to appear in court if necessary

Contact Daic Law for a Free Consultation

If you are struggling with credit card debt, medical debt, or a debt lawsuit, don’t wait to get legal guidance and support. A skilled debt defense lawyer can be a valuable asset to help you find relief.

Contact Daic Law to learn more about our services and how we can help you. For your free consultation, call us at 877-893-6040, email us at, or schedule your consultation at the bottom of your screen. We help clients throughout Bexar County, including San Antonio and surrounding areas.

Frequently Asked Questions about Credit Card Lawsuits

What happens if I ignore debt collectors?

If you ignore debt collectors, they may use other means of attempting to collect the debt, including filing a lawsuit against you. If you are unable to reach an agreement with a debt collector, it is best to contact a debt defense lawyer to discuss your options. Ignoring the situation could have serious, long-term consequences. 

Can I dispute a debt?

You can dispute a debt by contacting the debt collector via certified mail (we recommend getting a return receipt). The debt collector then has 30 days to investigate and determine if the debt is correct. If so, they can resume collection activities. If not, they must notify you of any changes they report. 

Can I lose my property because of debt?

In Texas, your primary residence, or homestead, cannot be seized in order to pay your debt. However, if the debt is related to the purchase of the home, home equity loans, or taxes. In these cases, your home may be potentially at risk and you should contact a debt defense lawyer as soon as possible.

Does Daic Law handle bankruptcy cases?

Many people struggling with debt or a debt collection lawsuit consider bankruptcy. At Daic Law, we DO help clients with bankruptcy cases. You can learn more about bankruptcy, the process, qualifying (the means test), and how we can help by calling us at 877-893-6040 for a free consultation.